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Professional indemnity insurance

There can be significant risks involved in designing and constructing buildings. To protect everyone, including the public, your clients, and yourself, architects (practising) must be covered by professional indemnity insurance.

To work as an architect in Victoria, including as an employee of an architectural firm or other organisation, you must have professional indemnity insurance cover. It covers you from any claim that you were negligent or breached your professional duty of care. It remains an individual architect's responsibility to ensure they have compliant cover.

Professional indemnity insurance must meet the requirements of the Architects Insurance Ministerial Order (January 2020), including the amount the insurance must cover.

Find the requirements for architects' professional indemnity insurance in the Government Gazette (January 2020)

Contact your insurance provider if you have questions about your insurance.

  • When you apply for registration with the ARBV or renew or change your registration, you must provide professional indemnity insurance documentation along with your application.

    Architects
    You can submit your professional indemnity insurance documentation via the ARBV Portal

    Companies/Partnerships
    To maintain your registration, email a copy of your professional indemnity insurance policy's certificate of currency to registrar@arbv.vic.gov.au

    In certain circumstances the ARBV may request that you provide your complete professional indemnity insurance policy.
    When you renew your registration each year, you must make a declaration that you have valid professional indemnity insurance.

    If you don't provide professional indemnity insurance documentation, the ARBV may refuse your application or suspend your registration.

  • I am applying to register as an architect (practising). Do I need professional indemnity insurance?

    Yes, you must provide a copy of the certificate of currency for the professional indemnity insurance policy that covers you as part of your application for registration. The ARBV may seek further documentation from you.

    I am registered as an architect (non-practising). Do I need professional indemnity insurance?

    No, as you are registered as an architect (non-practising), you do not need professional indemnity insurance cover. If you apply to become an architect (practising), you will need to be covered by professional indemnity insurance and provide a certificate of currency for the policy to the ARBV as part of your application.

    What professional indemnity insurance do I need?

    Practising architects must be covered by professional indemnity insurance that meets the requirements of the Architects Insurance Ministerial Order. If you have questions about your insurance cover, please contact your insurance provider.

    What do I need to provide to the ARBV?

    If you are an architect (practising), you must provide a copy of the certificate of currency for the professional indemnity insurance policy that covers you.

    When you renew your registration, you must also declare that they are covered by professional indemnity insurance on 1 July for that year.

    However, in certain circumstances the ARBV may request that you provide your complete professional indemnity insurance policy.

    When do I need to provide my professional indemnity insurance documentation to the ARBV?

    You need to provide a copy of the certificate of currency for the professional indemnity insurance policy that covers you to the ARBV when you:

    • apply for registration
    • renew or change your registration
    • renew or change your insurance policy or insurance provider – the timing will depend on your policy and situation

    How do I provide the ARBV with my professional indemnity insurance documentation?

    Architects
    You can submit your professional indemnity insurance documentation via the ARBV Portal

    Companies/Partnerships
    Email a copy of the certificate of currency for the professional indemnity insurance policy that covers you to registrar@arbv.vic.gov.au

    What if I don’t provide the ARBV with my professional indemnity insurance policy documentation?

    If you do not provide a copy of the certificate of currency for the professional indemnity insurance policy that covers you, the ARBV may refuse your application or immediately suspend your registration. If this happens, you cannot practise as an architect, nor can you describe yourself as an 'architect' or use the terms 'architectural services', 'architectural design services' and 'architectural design' to describe your work.

    What if my employer’s professional indemnity insurance covers me?

    Employers usually provide professional indemnity insurance cover for the architects they employ. It is your individual responsibility to ensure a current professional indemnity insurance policy covers you.

Reviewed 21 June 2021

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